Are you a resident of the greater St. Louis area and in need of a home loan? If so, you’ve probably been considering working with a local lender; but why should you work with someone from your community instead of a large, national lender? This article goes into detail about the benefits of working with a local lender here in St. Louis:

More Flexible Loan Options

One of the main benefits of working with a local lender is that they offer more flexible loan options than traditional banks or online lenders. This means that you can find loans tailored to your unique situation and needs, which might make all the difference in getting approved for a loan. Additionally, since local lenders tend to be smaller businesses, they often have fewer restrictions and qualifications than big banks or online lenders, which can make it easier to get approved for the loan you need.

Faster Approval Times

Another benefit of working with a local lender is that they typically have shorter approval times than larger banks or online lenders. This means that once you submit your application, you’ll usually hear back from the lender sooner rather than later as to whether or not your loan has been approved – sometimes within just 24 hours. This will make it easier and faster to get access to your needed funds, without having to wait weeks or maybe even months for an answer, like you might have to do with other types of lenders.

Personalized Service

Finally, one very important advantage of doing business with a local mortgage lender is that they typically provide personalized service and attention throughout the entire process. Since local lenders are often smaller businesses, they’re able to give each customer individual attention from start to finish — something that larger banks or online lenders simply cannot provide. From helping you complete your application and choose the best type of loan for your needs, all the way through closing on your loan and beyond, working with a local lender gives you access to personalized service every step of the way.

When it comes time to choose where you should go for financing, there are many factors that come into play in making this decision. However, one thing is certain: if you want more flexible loan options, faster approval times, and personalized service throughout the process from start-to-finish, then working with a local lender in St. Louis is definitely worth considering.

With their extensive experience and expertise in dealing with all types of loans, doing business with a trusted, local lender can be beneficial in more ways than one. So if you’re searching for financing in St. Louis, don’t forget about looking into what a local lender has to offer.


If you’d like to get pre-approved for a mortgage, so you know what you’re working with, you can do that here. Otherwise, you can reach out to us at (636) 898-0888  Toll Free: (877) 456-2900, if you want to talk more.